If you have a non-existent savings plan that just involves dumping your money in a savings account, You may not know the loss of opportunities to make these savings work for you. Just calculate the amount of savings you will have 20 years from now, taking into account the current interest rate? Now, what if you set aside half that amount into investments that grow by a conservative 7% every year?

Saving and investment are indeed closely related. Normally people invest what they have saved. Saving is what is left of the disposable income or money after spending on consumption. This saving is invested to ensure future income. The choice of what to invest on is a matter to be decided by the investor who also decides how much to invest and when to invest. The understanding of investment opportunities will decide what investments are made. The investor will need to understand what are the risks involved in the investment opportunities …

You will be able to invest only when you have money to invest. You will have money to invest only if you have saved some. You will be able to save some money only if you have avoided spending it or deferred the spending for the time being. You invest because you want to earn some money by investing. You invest on what you think will earn you money. You need to make an analysis of what opportunities are available to you. There are a whole lot of economic activities …

If you had received a huge sum of money, what would be the best way to use it? It is hard to resist spending every dollar of it, but you will absolutely lose all your money after a while. Saving the money is better, but making your money grow over time is a more attractive option. So how do you make your money grow? Invest your money in stocks. That way, you can increase your funds as time goes by.

Many analysts debated when Google stock price started out at an initial public offering for only $85 per share back in August 2004.

Did you know that you can find historical Stock Market with Yahoo? It’s real!

Unit trust investments are handled by a registered investment company which has a portfolio of bonds, stocks and other securities.